FAQ! Need Help ?

What interest rates do you charge? What are the payback terms?

Depending on the type of loan/transaction, the interest rates can vary. It all really depends on your credit history, and how much funding you need. We also look at things like debt to income ratio. Borrowers who need money quickly can get access to fast cash – which might be a bit more expensive than a traditional SBA loan, which takes longer to fund. Typically – the less stringent the guidelines – the higher the interest rate.

Are there fees I will pay to Delancey Street?

Like most lenders, Delancey Street charges fairly standard banking fees. Typically there’s underwriting fees, payable at the closing of the transaction. For most banking products, you will be pay some form of underwriting fee which covers the cost of things like credit checks, reviewing and qualifying you for the loan. The amount of the underwriting fees depends on the size of the loan, and type of loan.

What types of loans can I find on Delancey Street?

Delancey Street offers a wide array of loans, such as lines of credit, equipment financing, business acquisition loans, hard money loans, private money loans, commercial real estate loans, merchant cash advances, and even lawsuit funding.

How quickly can I receive financing?

It really all depends. It’s not impossible for us to fund you in 24 hours. We take your privacy seriously, and we never compromise on that and take shortcuts. With the appropriate information and documentation available it is possible to secure funding in as little as 24 hours. Bottom line, if you work with the Delancey Street concierge assigned to your loan, it can be a very fast process.

Are there any application fees?

No – there is no fee for applying. The only time you are charged a fee is when your loan closes. In the event we are unable to fund you, there’s no strings attached and no fees due.

What does Delancey Street do?

Delancey Street is an alternative lender. We handle a wide array of financial products, ranging from hard money loans, to small business loans, hard money loans, private money loans, merchant cash advance, lawsuit funding, lines of credit, and more. We handle all types of non-traditional lending.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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Delancey Street understands funding like no one else!
Steven Norris
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